Before pursuing any credit card consolidation program, ask your the following questions: If you are considering working with a credit consolidation company, you also want to make sure that you are working with a reputable company.Check out their Better Business Bureau (BBB) profile. In Charge is proud to maintain an A rating from the BBB and accreditation from the Council on Accreditation.They are simply helping you bundle your payments and make them on-time, and helping you lower your interest rates, despite a poor credit history. Start online credit counseling to see if you qualify for our debt consolidation alternative.During your free counseling session, we’ll help you identify the root cause of your financial problems.Consolidated credit companies are another name for credit counseling agencies.
Finally, based on your income, assets and budgets, we’ll recommend a debt relief solution tailored to your personal situation.
Ramsey says paying off one debt builds momentum to pay off the next. The theory has proven effective, though it requires discipline and sacrifice, two things that consumers were probably missing in the first place.
To summarize: Traditional debt consolidation companies review your debts, income and credit score.
If you’d prefer to speak with a live counselor, call the number on the right.
The debt snowball method was made famous by Dave Ramsey.